Welcome To Baccarat Online

How To Play

If neither the Player nor Banker is dealt a total of 8 or 9 in the first two cards (known as a "natural"), the tableau is consulted, first for Player's rule, then Banker's.

Player's rule

If Player has an initial total of 0–5, he draws a third card. If Player has an initial total of 6 or 7, he stands.

Banker's rule

If Player stood pat (i.e., has only two cards), the banker regards only his own hand and acts according to the same rule as Player. That means Banker draws a third card with hands 0–5 and stands with 6 or 7.

  • If Player drew a third card, the Banker acts according to the following more complex rules:
  • If Player drew a 2 or 3, Banker draws with 0–4 and stands with 5–7.
  • If Player drew a 4 or 5, Banker draws with 0–5 and stands with 6–7.
  • If Player drew a 6 or 7, Banker draws with 0–6 and stands with 7.
  • If Player drew an 8, Banker draws with 0–2 and stands with 3–7.
  • If Player drew an ace, 9, 10, or face-card, the Banker draws with 0–3 and stands with 4–7.

The casinos list these rules in a more easily remembered format as follows:

  • If the banker total is 2 or less, then the banker draws a card, regardless of what the player's third card is.
  • If the banker total is 3, then the bank draws a third card unless the player's third card was an 8.
  • If the banker total is 4, then the bank draws a third card if the player's third card was 2, 3, 4, 5, 6, 7.
  • If the banker total is 5, then the bank draws a third card if the player's third card was 4, 5, 6, or 7.
  • If the banker total is 6, then the bank draws a third card if the player's third card was a 6 or 7.
  • If the banker total is 7, then the banker stands.